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Statistical processing

Contact info

Government Finances, Economic Statistics
Jesper Søgaard Dreesen
+45 51 64 92 61

jsd@dst.dk

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Consumer Credit

Data is collected directly from consumer credit companies, while data from the banking sector is gathered from Danmarks Nationalbank. The data is gathered electronically through virk.dk. Consumer credit within the banking sector is corrected for double counting. Once data is collected, a manual validation of the data is carried out before the publication of the aggregated figures.

Source data

Consumer credit information provided outside the banking sector is collected directly from consumer credit and credit card providers. Consumer credit granted in the banking sector is obtained from the Danish Central Bank.

Frequency of data collection

Quarterly.

Data collection

The statistics is gathered by web questionnaires through virk.dk.

Data validation

When data is collected a manual validation of data is conducted before publication. In the absence of reports the company is contacted. Data is checked for inconsistency and if significant changes compared to previous quarters are observed the respondent will be contacted.

Data compilation

The gathered data from the web questionnaires are aggregated within each type of credit before published.

Adjustment

No corrections of data in addition to what has already been described under data validation.